Uninsured employers need work comp coverage

I doubt whether many readers of this blog are in the position of being an uninsured employer without Workers Compensation coverage. If you are, an article out of San Luis Obispo highlights the perils of being on either side of this problem. The writer, Colin Rigley, describes how the injured employee slipped and incurred injuries, only to find out that the employer had not obtained coverage after buying the business.

The employer has filed for bankruptcy, and is facing a civil lawsuit from the injured employee. He is also likely to have the Department of Industrial relations chasing him to recoup the payments the Uninsured Employers Benefits Trust Fund made to the employee for her treatments.

Employers, the message is clear; Don’t operate this way.
If you do, the risks to you and the injured person can be more than you can imagine.

Cheers, to those who operate properly